Is My Real Estate Market Healthy?

Everyone wants to know when the real estate market is going to bounce back. In some parts of the country there have been signs that the market is shifting in a favorable direction, but still many potential homeowners, investors and sellers are still too spooked to make a move - unless they are forced to. If you have the luxury to wait out the real estate market to sell, buy or invest, there are several key signs that you can watch for that indicate the health of the industry. Nationally, home prices, sales volume, and the foreclosure rate are all indicators that can be used to evaluate the health and well-being of the real estate market. But, because the industry is highly localized, with pockets that are doing exceptional well and other areas that are doing worse than the average, you have to look at the indicators in your particular area. Here are some performances indicators that can help you decide what the outlook is where you want to buy:

Price: The Standard & Poor Case-Shiller Home Price Index offers perhaps the most reliable information on home prices in the country. This index tracks the percent increase and decrease in home prices by month, quarter and year and will help you find which areas have fallen, stabilized or even begun to grow in price.

Affordability: The National Association of Realtors Housing Affordability Index reports the median income required to qualify for a conventional loan (20% down) for a median-priced single family home. In late 2010, a Wall Street Journal report noted that, on a national average, the cost of a home is 19 months of pay for the typical family, a 35 year low.

Foreclosure Rate: The foreclosure rate is a major problem in a down real estate market because it is like a disease that starts to drive down other home prices in the area. RealtyTrac, follows the foreclosure rate and says that 26% of homes sold in 2010 were foreclosures, down a small amount from the preceding year. The healthier a real estate market, the fewer foreclosures in the area.

Late Payments: The level of mortgage payment delinquencies can also predict the health of the real estate market. The lower the delinquency rate, the better shape the real estate market is in. According to the Mortgage Bankers Association, these rates have fallen to their lowest levels since late 2009. Loans that were one payment past due were at just over 8% in December 2010.

Inventory: The inventory of homes in the area positively correlates to a healthy real estate market. Ideally, economists say that a 6 month supply represents a robust market

The Dominican Republic real estate market is truly unique in that it offers so many "pockets" or sub-markets where real estate developments within don't follow in accordance with the general rule of thumb during an economic crisis.

Cap Cana, and the Real Estate within this area could be considered one of these sub-markets. Developed in 2002, it immediately piggy backed of the expertise of Farallon and the brand recognition of Donald Trump. This thrusted Cap Cana into an immediate "exlusive" market.

Unfortunately, as the economic crisis became a reality, construction and development came to a standstill. Near the end of 2008, on through 2010 one could drive through Cap Cana and notice all the partially constructed projects, the near-abandoned Marina Village, the run-down ruins of what was once "Green Village" and many vacant overgrown housing lots. It was not a pretty picture and at times may have even been considered a great blunder in Punta Cana, Dominican Republic. This area went from being the next tropical paradise resort community to a ghost town of what may have been. Construction halted, banks screamed, money was lost.

A contributing factor to this stall-out may have been Cap Cana's switching to marketing to a less affluent crowd; eventually the demographic that would be all but wiped out during the crisis. The middle class stopped buying. No more credit cards, no more second, third, and forth mortgages.

These mid range properties, ranging from 300,000 USD to around 1,500,000 USD seem to be sitting on the market waiting for their prime buyer. This buyer will be someone that is keen enough to wait "just a little bit longer" to get even a better deal. Some properties in this price range do sell however, and they sell to a buyer who has determined that spending "X" amount of dollars in a competing community with fewer amenities now justifies the purchase of a unit for "X" amount of dollars. Unfortunately there just aren't enough of these comparison shoppers to make a difference in today's local marketplace.

On the flip-side, ultra-premium buyers are now stepping up to the plate. This demographic has not lost during the crisis, but they have gained. They now are targeting communities that have the infrastructure in place, and exist in the location to be truly great communities https://www.finco.co/. Cap Cana is ready for this re-birth. Golf course and ocean view real estate within the area is on track to pick up sales slack, and the ultra-affluent are the ones that will soon be coming to the table to lay down claim on their new piece of paradise. As this transition occurs, a new demand will arise for the "lower-end" products Cap Cana has to offer, as those will soon again be sound investments.

All Eyes on United Trade Club

The world is witnessing a phase of permanent change in the economic representation of what money looks like.

Just like in the past when objects of value were used as mediums of exchange and then coins came in and now fiscal bill, the economic market is taking an irreversible turn towards cryptocurrency and truth remains that whether you buy in sooner or later, you most definitely need to change with the changing times.

The situation every capitalist tries to avoid is having ordinary people who have as much control over their own finances as they -the capitalists- do. The first step to being rich is having control over your finances which leads to making financial decisions that will grow your funds by wisely investing them.

The UNITED TRADE CLUB is a conglomerate forged with the major aim of putting the benefits of the three major financial markets within the reach of everyone; making sure that people for the first time make real investment decisions which will benefit them totally powered by cryptocurrency. The United Trade Club, with an army of experts who have spent years studying the Blockchain and cryptocurrency market have come up with a trade and profit harvest initiative called the TRADE-o-BOT. The trade-O-Bot is an automated robot trading system that is expertly engineered to trade the three major financial markets concurrently for the most profit for investors alongside a team of trained professionals.

The United Trade Club is built for individuals who desire financial freedom, enlightenment and knowledge about the new trend of the economic market vis-a-vis the crypto market. The user friendly interface, the affordable packages, the extra perks of being a user, and the even more enticing bonuses of being an affiliate all combine to ensure whoever becomes a part of this gains on the highest level and also learns beyond what any layman would know about the financial market.

The United Trade Club is the best thing to happen to crypto users and those transacting, or even just saving up crypto currency because they do the trading for you and extra gains can be gotten from simply being an affiliate and referring others.

The team of professionals, comprising of well experienced Blockchain developers that keep the system at the top of the chain, business men, marketers, psychologists who stay updated on the best way to transmit the knowledge of the complex Blockchain technology and a team of lawyers - All contribute to the safety and effectiveness of the platform and activities involved.

Upgrades are constantly being put in place to keep up with the fast growing technology of the blockchain platform and more research, farther than any other team of experts have gone.

Angel investment is on the rise,and your small business startup needs to capitalize on all the opportunities at hand. Venture capitalists are on the hunt for business startups to invest in that are currently at the cutting edge of technology and taking risks with these advancements trends. You find that investors are eager to sink their investment dollars in these technologies so that they can reap the future returns. While the payoff might be big for an angel investor, these tech trends will also help your business startup to attract those funding dollars.

Artificial Intelligence

AI is not new to the scene, but for 2018, it is making a significant headway. By allowing companies to do more with less, AI will turn out to be a fundamental change in the way a company does business today and tomorrow. Startups that integrate AI into the fold will experience a shift in how they are able to perform routine tasks, freeing them up to focus on their customers. Angel investors see this as a win-win as they are able to invest in an advancing technology as well as a startup that is leading the way with its use. Your business startup will do well by having AI as a part of your repertoire and see more funding interest come your way in 2018.

Social Media

The uses of social media to enhance your consumer game is a boon for investors looking to find business startups that are succeeding in their customer engagement. While social media isn't a newcomer technology, those that have a strong endgame will win big in terms of revenue sales. Social media is proving to be the technology platform that links us all together and gives business startups the recognition they need early on. Venture capitalists are enamored with its use by business startup as they see the power it offers and the benefits a business startup can take advantage of. Using social media to boost your business in 2018 will be key to gaining funding from an investor as they recognize the strengths it offers to your consumers.

Blockchain

Blockchain is another technology on the fringe waiting to bust on to the scene in a fury in 2018. It's ability to provide a real-time ledger of transactions can give your business startup the transparency it needs to garner the nod of a venture capitalist waiting in the wings. Your business startup will benefit from Blockchain's ability provide stable and error-free operations while angel investors gain by investing in a technology that has proven its worth. You'll see funding offers from a series of investors if your business startup utilizes Blockchain to its full advantage within your organization.

Internet of Things

The Internet of Things is advancing at a steady clip for the New Year, and you'll see IoT virtually everywhere you look. With consumers becoming more connected than ever, IoT offers an opportunity for new products and services that enhance IoT's capabilities in the home, business, and community. Angel investors are savvy to the draw of IoT and how it is changing the way consumers interact and live their lives. They want to get in with business startups that are using this technology to move their business forward, engage with consumers, and improve their business operations. Count on IoT as a way to entice venture capitalists and secure funding in 2018.

Big Data

Data is everywhere these days, and it will only get bigger this coming year. Business startups such as yours will be able to use big data to understand every aspect, detail, and nuance of your customers, so you can create products and services they desire. With big data changing the way that business startups engage with their clients and provide unique customer experiences, it means plenty of evolution is on the horizon. Angel investors are keen on the possibilities all this available data can provide and know that companies that take advantage of the information can lead their industry in leaps and bounds. Use big data to enhance your business startup operations and stay tuned for venture capitalists to come calling with much interest and fanfare about your company this year.

Cyber-Security

While 2017 was a year that many will remember for its security breaches, this year provides a turn of events as business startup integrate or offer cybersecurity services to better protect their customer data. This cybersecurity will change how companies in all sectors operate and provide the level of security that is needed to protect that confidential information from getting into the wrong hands. Business startups that use cyber-security to protect their company or create products and services for others that help them secure their information will do well in the following year. Angel investors will show interest in these endeavors as the need for secure data protocol is growing without hesitation.

Virtual Reality

Also, on the fringe in 2018 is VR. This technology gives you the ability to engage with your customers in a new and exciting way. Through a more desirable customer experience, VR can help your business to increase its customer numbers as well as its revenue as VR improves workflow and access to customers all over your niche https://www.stabila.online/. Angel investors want in on AR as an investment opportunity, and your business startup will attract their attention now and into future with this technology at your helm.